Wigginton v. Bank of America Corp.

Dist. Ct. did not err in dismissing for failure to state cause of action plaintiffs’ complaint under Fair Housing Act and American With Disabilities Act, alleging that defendant-bank discriminated against them when, as part of loan application process, it asked for information that would demonstrate that their Social Security disability benefits, which plaintiff identified as source of loan repayment, would last for at least three years. Plaintiffs failed to allege that others were treated more favorably, and record otherwise indicated that defendant asked every applicant to demonstrate that their current income was likely to continue for three-year period. Fact that defendant settled another case in which it promised not to ask for similar information from other applicants did not require different result.