Westfield Ins. Co. v. Vandenberg

Dist. Ct. did not err in granting plaintiff-insurance company’s motion for summary judgment in action seeking declaration that plaintiff’s commercial general liability policy did not provide coverage for defendant’s injuries sustained on yacht that was owned by insured-construction company. Language in policy provided insurance only in connection with insured’s “construction, reconstruction, repair or erection of buildings,” and also contained exclusion for liability arising out of ownership, use or entrustment to others of any watercraft owned by insured. Ct. rejected defendant’s contention that policy provided coverage for instant accident where instant policy did not expressly exclude non-construction-related injuries.