Alshwaiyat v. American Service Insurance Company

Illinois Appellate Court
Civil Court
Citation
Case Number: 
2013 IL App (1st) 123222
Decision Date: 
February 19, 2013
District: 
1st Dist.
Division/County: 
Cook Co.,1st Div.
Justice: 
ROCHFORD
Holding: 
Reversed.
Plaintiff filed declaratory judgment action, seeking determination that auto insurance policy issued to Plaintiff's employer, a taxi company, provided underinsured motorist coverage for auto accident involving Plaintiff, who was driving taxi, and his deceased wife, a passenger. Language of Section 143a-2 of Insurance Code was modified to reflect a change from a requirement to offer matching UM and UIM coverage to a requirement to provide such coverage. Endorsement insurer which raised liability limits of original policy was issued during term of original policy and was thus a part of original policy, and thus was not a separate insurance policy. Insurer was not required to provide any greater UM or UIM coverage than minimum amounts contained in original policy. (CUNNINGHAM and DELORT, concurring.)