Alshwaiyat v. American Service Insurance Company

Plaintiff filed declaratory judgment action, seeking determination that auto insurance policy issued to Plaintiff's employer, a taxi company, provided underinsured motorist coverage for auto accident involving Plaintiff, who was driving taxi, and his deceased wife, a passenger. Language of Section 143a-2 of Insurance Code was modified to reflect a change from a requirement to offer matching UM and UIM coverage to a requirement to provide such coverage. Endorsement insurer which raised liability limits of original policy was issued during term of original policy and was thus a part of original policy, and thus was not a separate insurance policy. Insurer was not required to provide any greater UM or UIM coverage than minimum amounts contained in original policy. (CUNNINGHAM and DELORT, concurring.)