Grinnell Mutual Reinsurance Company v. Hubbs

Policy exclusion is clear and unambiguous, excluding coverage for damages from divergence or obstruction or streams or surface water or property damage from interference with natural drainage to or from others' land. Court did not err in assigning some weight to testimony of two witnesses in ruling on insurer's summary judgment motion. Insurer may either seek a declaratory judgment or defend suit against its insured under reservation of rights. (WRIGHT and LYTTON, concurring.)