Continuing Legal Education

Navigating the Residential Foreclosure Maze – 2013

April 26, 2013
7:55 a.m. – 5:15 p.m.
7.75 MCLE hours, including 2.50 approved Professional Responsibility MCLE credit hours
Presented by General Practice, Solo, and Small Firm

Collinsville
Gateway Conference Center
One Gateway Drive
(map and directions)

Get the direction you need to effectively navigate through the residential foreclosure process with this information full-day seminar!

Foreclosure does not take place in a vacuum; rather, it can span across many boundaries of the law, making it imperative that attorneys from a wide-variety of practice areas stay up to date on this growing region. General practitioners, real estate attorneys, and family law lawyers with basic to intermediate practice experience will leave this seminar with a better understanding of:

  • How to get the information you need during the initial client interview;
  • How to develop viable defenses for your client;
  • The judiciary’s perspective and unique insights on the foreclosure process;
  • The homeowner’s options when facing a foreclosure;
  • The new mediation program being implemented throughout Illinois in an effort to assist homeowners facing foreclosure;
  • How to explain the foreclosure process to your client;
  • The loan modification process and what to expect;
  • The positive/negative affects of filing for bankruptcy before or after being served with the foreclosure complaint;
  • How foreclosure intersects with other areas of the law; and
  • The ethical issues that may arise during your next foreclosure case.

 

Program Coordinators:
Ebony R. Huddleston, Farrell, Hamilton & Julian, P.C., Godfrey
Michele M. Jochner, Schiller DuCanto and Fleck LLP, Chicago

Program Moderator:
Kelli A. Dudley, Executive Director, Resistance Legal Clinic, Chicago

Please Note: Prior to the program, you will receive a weblink via email allowing you to access the course materials prior to the program. You will also receive a copy of the course materials (for no additional charge) when you arrive at the program, but will need to check the appropriate box on the registration page letting us know if you prefer a flash drive or printed course book.

 

Agenda

7:55 – 8:00 a.m.  Welcome and Introductions

8:00 – 8:30 a.m.  Client Interview*
In order to effectively advise your client, it is important that you get the information you need during the initial client interview. This segment discusses acquiring pertinent information from the client at the outset of the case in order for the homeowner to avoid certain pitfalls and the lender to effectively pursue a judgment for foreclosure.
Clarissa P. Gaff, Land of Lincoln Legal Assistance Foundation, Alton

8:30 – 9:00 a.m.  Developing a Game Plan
As an attorney, it is important that you develop a game plan that helps your client throughout the foreclosure process. This presentation examines the best course of action to take when providing any viable defenses for the client, as well as when to execute those defenses. The potential pitfalls of pursing a foreclosure action are also discussed.
Kelli A. Dudley, Executive Director, Resistance Legal Clinic, Chicago

9:00 – 10:15 a.m.  Strategies/Options Available to the Homeowner
There are a variety of options available to the homeowner and lender when foreclosure is imminent. Join us for this in-depth examination of the most commonly used strategies, as well as a discussion on the various options that are currently available to homeowners.
Clarissa P. Gaff, Land of Lincoln Legal Assistance Foundation, Alton

10:15 – 10:30 a.m.  Break (beverages provided)

10:30 – 11:30 a.m.  Foreclosure Mediation Program*
Due to the Illinois Supreme Court’s initiative, counties throughout the state are encouraged to develop foreclosure mediation programs as a way to help homeowners in crisis. The mediation process provides an additional avenue for the homeowner and lender to work towards resolving the issues in a more streamlined process. This segment explores the process of foreclosure mediation programs, as well as the options available to the homeowner facing foreclosure.
Bret P. Coale, Heavner, Scott, Beyers & Mihlar, LLC, Decatur
Jennifer Dunham, Director, Madison/Bond County Mediation Program, Wood River
Hon. Stephen A. Stobbs, Third Judicial Circuit, Edwardsville

11:30 a.m. – 12:00 p.m.  Perspectives from the Bench
Take advantage of this opportunity to hear ideas, observations and unique insights from the judicial perspective!
Hon. Stephen A. Stobbs, Third Judicial Circuit, Edwardsville

12:00 – 1:00 p.m.  Lunch (on your own)

1:00 – 1:30 p.m.  Understanding Loan Modifications
Applying for a loan modification can be a tedious and emotional process for the homeowner. Likewise, the lender is under certain restrictions to review and issue a determination based on the paperwork submitted. Help your clients by joining us for this informative presentation that’s designed to give you a better understanding of what the homeowner should expect during the application process.
Bret P. Coale, Heavner, Scott, Beyers & Mihlar, LLC, Decatur
Clarissa P. Gaff, Land of Lincoln Legal Assistance Foundation, Alton

1:30 – 2:30 p.m.  Bankruptcy Considerations
Learn both the positive and negative affects of having your client served with the foreclosure complaint before or after they’ve filed for bankruptcy. This session addresses the bankruptcy considerations you need to be aware of when discussing options with your client.
Hon. William V. Altenberger, U.S. Bankruptcy Court – Central District of Illinois, Peoria
Heather M. Giannino, Heavner, Scott, Beyers & Mihlar, LLC, Decatur
Calvin Hwang, Land of Lincoln Legal Assistance Foundation, E. St. Louis

2:30 – 3:30 p.m.  Intersecting Foreclosure with Other Areas of the Law
Foreclosure can have a major impact on other areas of the homeowner’s life, making it imperative that you understand how foreclosure intersects with other areas of the law. This segment examines foreclosure’s most common legal junctions.
Leonard F. Berg, Law Office of Leonard F. Berg, Alton
Leslie A. Wood, Wood Law Office, Glen Carbon
Michael J. Zink, Starr & Rowells, Chicago

3:30 – 3:45 p.m.  Break (refreshments provided)

3:45 – 4:15 p.m.  What Happens When the Judgment for Foreclosure is Entered?
Get the information you need to advise your clients on the final steps of the foreclosure process, including when the homeowner must exit the property, when the lender takes possession, and redeeming the property to the lender just before the sale of the property or a third party is confirmed.
Lori E. DaCosse, Sandberg, Phoenix & von Gontard, P.C., O’Fallon

4:15 – 5:15 p.m.  Ethical Considerations*
Discover the ethical issues and conflicts that may arise during the course of a foreclosure case with this educational presentation.
Peter L. Apostol, Attorney Registration and Disciplinary Commission, Chicago