Practice Tools

Expert Services Directory: Trust / Guardianship

Midland States Bank


Midland States Bank’s professionals are skilled and experienced administering both first-party and third-party special needs trusts.  We provide:

  • Protection, security and comfort through careful review of needs in relation to government benefits
  • Availability when and where needed, guiding our clients through important considerations
  • One-on-one service from a dedicated trust administrator
  • Access to key services – bringing more services and reducing costs
  • Coordination with caregivers – making sure our clients get what they want when they need it


Midland States Bank’s team specializes in administering court ordered guardianships for minors or disabled adults receiving proceeds from a personal injury or wrongful death lawsuit, minors receiving an inheritance as a result of the untimely death of their parents or adults adjudicated as unable to handle their financial affairs.

As guardian of the estate, Midland States Bank advocates for and prudently manages our client’s affairs.  Services include:

  • Establishing a monthly budget
  • Paying all bills and ongoing expenses
  • Determining overall cash flow needs and living expenses
  • Coordinating medical insurance payments
  • Paying ongoing medical expenses
  • Preparing annual court accountings
  • Preparing state and federal income tax returns
  • Investing and managing all assets, including real estate
  • Investigating and pursuing all available public benefits such as Social Security and Medicaid
  • Assisting in establishing special needs or OBRA trusts to protect current or future eligibility for SSI and Medicaid benefits

Benjamin Malsch, MSSC

Vice President
O: 414-258-3175

Deanna Haught, CSSC

Vice President
O: 414-258-3279