In re: Davis

Dist. Ct. did not err in affirming Bankruptcy Ct. determination that $77,015.98 money judgment in which Indiana state court had found that debtor violated Indiana Home Improvement Contract Act was dischargeable even though state court had found that debtor had committed deceptive act by only partially repairing customer's home. Creditor did not establish exception to discharge under 11 USC section 523(a)(2)(A) where Bankruptcy Ct. found that debtor's failure to complete repairs was not tantamount to fraudulent intent since debtor and customer had only different understandings of substance of repair contract.