Clarendon Nat’l Ins. Co. v. Medina

Dist. Ct. did not err in granting plaintiff-insurance company's motion for summary judgment in action seeking declaration that policy issued by plaintiff to insured-truck driver's wife did not provide coverage in accident involving truck driver and third-party. Record showed that: (1) accident occurred when truck driver was making delivery on behalf of employer; (2) employer also had insurance covering truck driver; and (3) plaintiff's policy had provision excluding coverage where, as here, truck driver's vehicle was essentially leased to employer in exchange for compensation. Fact that truck driver's wife (as owner of vehicle) signed lease agreement with employer did not require different result.