Grinnell Mutual Reinsurance Co. v. Haight

Federal 7th Circuit Court
Civil Court
Case Number: 
No. 11-1600
Decision Date: 
September 26, 2012
Federal District: 
N.D. Ill., W. Div.
Dist. Ct. did not err in granting defendant-insured's motion for summary judgment in action by plaintiff-insurance company seeking declaration that defendant was not entitled to any underinsured motorist (UIM) coverage where defendant, who was named insured on said policy, incurred uncompensated injuries while riding as passenger in vehicle which was not covered under policy. While plaintiff argued that defendant was not entitled to any coverage because she was injured while using non-covered vehicle, Appellate Court noted that UIM endorsement of policy included defendant as insured and found that defendant was entitled to UIM coverage where UIM endorsement did not contain language limiting coverage to insureds traveling in covered vehicles at time of accident.