Bormes v. U.S.

In action by plaintiff-lawyer alleging that defendant-federal govt. violated FCRA, when it sent him email receipt of his filing fee that contained last four digits of his credit card’s number, as well as his card’s expiration date, Ct. of Appeals found that language in section 1681a(b) of FCRA waived United States sovereign immunity from damages for violation of FCRA. However, plaintiff’s claim lacked merit since FCRA requires that receipt with credit card information actually be printed at point of sale, while record indicated that defendant did not “print” any receipt, but rather sent plaintiff’s receipt to his email account, such that defendant’s conduct was not covered by FCRA.