Dist. Ct. did not err in dismissing plaintiff’s action seeking reimbursement for $500,000 deductible that it paid for workers’ compensation benefits arising out of injuries that four of defendants’ workers sustained on plaintiff’s construction project. While plaintiff’s workers’ compensation insurer may have viable cause of action to split cost of workers’ compensation benefits with one defendant‘s insurer, plaintiff could not seek compensation for deal it made with its insurer to pay instant $500,000 deductible on its own insurance policy. Moreover, Ct. rejected plaintiff’s claim that one defendant, which had separate workers’ compensation insurance policy, was unjustly enriched by not having to pay anything for said workers’ compensation benefits, where Ct. found that said defendant was not obligated to purchase policy that would get plaintiff out of its obligation to pay instant deductible.
Federal 7th Circuit Court
Civil Court
Insurance