Dist. Ct. erred in granting defendant-insurance company’s motion for summary judgment in plaintiff-employee’s ERISA action, alleging that defendant improperly discontinued long-term disability benefits under one of its policies, where, although terms of policy generally limited such benefits for two years, plaintiff successfully established exception to said limitation, where she had qualifying radiculopathy diagnosis. Defendant improperly ignored opinions of four doctors, including one of its own, who diagnosed plaintiff with radiculopathy in favor of one doctor, who also recommended that additional testing be done to determine plaintiff’s medical status. As such, defendant’s denial was arbitrary, especially where defendant declined to pursue additional testing as recommended by one of its doctors.