Dist. Ct. did not err in dismissing for lack of standing plaintiff’s action alleging that defendant-debt collector violated Fair Debt Collector Practices Act (FDCPA), where defendant attempted to collect $5,246.21 debt without announcing that creditor had not verified said debt balance. Plaintiff did not allege that she had incurred any concrete injury arising out of actions taken by defendant other than bare claim that defendant had “interrupted” her “self-employment.” However, plaintiff failed to provide any other details as to how defendant’s actions led to any loss of income when directed to do so by Dist. Ct. As such, Dist. Ct. could properly dismiss instant case for lack of standing due to lack of evidence that plaintiff suffered any concrete loss.
Federal 7th Circuit Court
Civil Court
Standing