American Service Insurance Co. v. United Automobile Insurance Co. 

Illinois Appellate Court
Civil Court
Insurance
Citation
Case Number: 
No. 1-09-3070
Decision Date: 
Monday, April 18, 2011
District: 
1st Dist.
Division/County: 
Cook Co., 1st Div.
Holding: 
Affirmed.
Justice: 
LAMPKIN
Court properly granted summary judgment for insurer, finding that because Defendant insurer had rescinded its policy, insurer owed no duty to defend or indemnify a claim from a car accident in which Plaintiff's insured was injured. Insurer rescinded policy on basis of insured's failure to meet her obligation to inform insurer once her teenage son began driving insured vehicle, even though he did not have his learner's permit or license at time of policy application which inquired on whether there were any operator under age 25 in household.(HALL and HOFFMAN, concurring.)