USAA Casualty Insurance Company v. McInerney

Illinois Appellate Court
Civil Court
Insurance
Citation
Case Number: 
2011 IL App (2d) 100970
Decision Date: 
Monday, October 31, 2011
District: 
2d Dist.
Division/County: 
Lake Co.
Holding: 
Affirmed.
Justice: 
SCHOSTOK
Homeowners sought rescission of real estate contract or compensatory damages due to extensive water infiltration and flooding in basement after purchase, and sued sellers of home for negligent misrepresentation in disclosure report. Sellers tendered defense to their family liability policy. Complaint alleged property damage and bodily injury as result of occurrence at least potentially covered by policy, and thus insurer had duty to defend sellers in underlying suit. Remedy sought was not contract based, and thus contract exclusion is inapplicable. (McLAREN and HUDSON, concurring.)