Illinois Appellate Court
Civil Court
Insurance
Professional-services exclusion in insurance policy expressly referred to named insured (engineering firm), but engineering firm provided professional services and the additional insured (ComEd) did not. As insurer must defend insured if a suit potentially falls within terms of policy, and applicability of exclusion must be free from doubt to preclude coverage, court improperly granted summary judgment to insurer. Under separation-of-insureds clause, applicability of exclusion to each established insured is to be determined separately. (HUTCHINSON and BURKE, concurring.)