Knezovich v. Hallmark Insurance Company

Illinois Appellate Court
Civil Court
Case Number: 
2012 IL App (1st) 111677
Decision Date: 
August 3, 2012
1st Dist.
Cook Co.,6th Div.
Reversed and remanded.
Student pilot who was renting aircraft, and flying solo, was killed in Wyoming midair collision with other aircraft, whose pilot and passenger were also killed. Insurer had no duty to defend or indemnify student pilot's estate from wrongful death suits, as policy provision excluded renter pilots from coverage. Policy did not need to expressly exclude coverage for student pilots, as any student pilot renting a covered aircraft falls within definition of renter pilots and is not a protected person under the policy. (GARCIA and PALMER, concurring.)