Illinois Appellate Court
Civil Court
Insurance
Insurance coverage dispute arose after underlying suit filed for death of building janitor from elevator malfunction. CGL policy additional insured endorsement did not identify by name the additional insured, but stated "blanket where required by contract." Insurer was not estopped from contesting coverage by defending two Defendants under reservation of rights and by filing declaratory judgment action. As two Defendants targeted their defense to insurer, there was no other "available" insurance for its policy to act as coinsurance, and insurer should have provided 100% of the defense. (HOFFMAN and ROCHFORD, concurring.)