Plaintiffs sued insurer and insurance agent to recover from agent for his negligence in procuring insurance coverage from insurer on Plaintiffs' behalf, for failure to add a named insured who was later severely injured when struck by a vehicle while bicycling. Court erred in granting Defendant insurers' motion to dismiss, as Section 2-2201 of the Insurance Placement Liability Act eliminated the common-law distinction between insurance agents and brokers for purposes of duty of care. (APPLETON and POPE, concurring.)