West Bend Mutual Insurance Company v. DJW-Ridgeway Building Consultants, Inc.

Insurer owes building consultants company a duty to defend it in a construction negligence suit. Agreement itemized coverage to be afforded an additional insured to include $2 million in CGL insurance, and $1 million in umbrella liability insurance to be excess of general liability insurance, which demonstrates that first $2 million of CGL that masonry subcontractor was contractually required to provide for building consultant company as additional insured was primary insurance, as opposed to excess or umbrella coverage.Thus, general liability coverage is primary. (McLAREN and BURKE, concurring.)