Country Mutual Insurance Company v. Dahms

Illinois Appellate Court
Civil Court
Insurance
Citation
Case Number: 
2016 IL App (1st) 141392
Decision Date: 
Thursday, May 19, 2016
District: 
1st Dist.
Division/County: 
Cook Co., 4th Div.
Holding: 
Affirmed in part as modified and and reversed in part.
Justice: 
ELLIS

Declaratory judgment action as to whether insurer has a duty to defend its insured in underlying tort lawsuit in which claims for negligence and battery were alleged.  Six months after tort suit filed, Defendant was convicted of aggravated battery stemming from same events. Insurer initially owed duty to defend insured in underlying tort case, which arose when Plaintiff filed underlying tort case, rather than when Defendant filed affirmative defense of self-defense. Insurer's duty to defend terminated upon insured's conviction for aggravated battery, because, as of that moment, insured's conduct fit with policy's criminal-act exclusion. (HOWSE and COBBS, concurring.)