Declaratory judgment action as to insurance coverage available to Defendant, for itself and as successor-in-interest to Ammco, for personal injury claims arising out ot the underlying claimants' exposure to asbestos through the use of automobile brake equipment manufactured by Ammco. Premises language of occurrence definitions of 2 policies requires that claims arising out of substantially the same conditions existing at the same location be bundled into a single occurrence. Thus, for each location at which multiple claims arose from substantially the same conditions, there will be a separate occurrence. As multiple suits arose from the use of Ammco products at multiple premises and all allege injuries resulting from exposure to asbestos caused by the use of Ammco products, suits arising at each location constitute a separate occurrence per the premises language. (MASON and HYMAN, concurring.)
Illinois Appellate Court
Civil Court
Insurance