State Farm Mutual Automobile Insurance Co. v. Leon

Plaintiff insurer filed a declaratory judgment action seeking declaration that there was no uninsured motorist coverage (UM) available to Defendant insured. Court properly entered judgment for insurer, as insured's demand for arbitration was untimely. Insured's submitting of police report and letter from another insurer to Plaintiff did not provide Plaintiff with relevant information it needed to investigate insured's claim, and thus was not a sufficient proof of loss sufficient to toll the limitations period for demanding arbitration. (CONNORS, concurring; and HARRIS, dissenting.)