First Chicago Ins. Co. v. My Personal Taxi and Livery, Inc.

Dist. Ct. erred in granting plaintiff-insurance company’s motion for summary judgment in action seeking declaration that it was not required to defend insured-livery service in underlying action by passenger seeking damages for injuries incurred when livery service driver was escorting passenger to front door of VA hospital. Livery service had agreement with VA hospital to assist passengers to hospital entrance, and “use” of livery service vehicle included more than mere operation of vehicle. Moreover, assisting passenger last few steps from vehicle to destination itself is rationally connected to driver and passenger using livery service to take passenger most of way to destination.