Plaintiffs, former fire department employees who suffered career-ending injuries, sued City, alleging they are guaranteed, under Public Safety Employee Benefits Act, lifetime premium-free coverage under City's group health insurance plan for active-duty employees. The Act is not an insurance plan, and section 10(a)(1) of the Act only relieves public employers of the Act's obligation to pay insurance premiums when beneficiaries have insurance from any other source. The Act guarantees injured firefights basic insurance coverage, and when Medicare provides that coverage, the Act does not require the City to supplement it. As none of the Plaintiffs' spouses or children are Plaintiffs in this case, court will not consider how the Act applies to them. (REYES and ROCHFORD, concurring.)
Illinois Appellate Court
Civil Court
Public Safety Employee Benefits Act