Reverse Mortgage Funding, LLC v. Catchins

Illinois Appellate Court
Civil Court
Affirmative Defenses
Citation
Case Number: 
2023 IL App (1st) 221197
Decision Date: 
Friday, May 5, 2023
District: 
1st Dist.
Division/County: 
5th Dist./Cook Co.
Holding: 
Reversed in part and vacated in part; cause remanded.
Justice: 
DELORT

Appeal of a mortgage foreclosure action involving a deceased mortgagor. The administrator of the estate and one of the heirs filed an affirmative defense alleging that the mortgagor was mentally incompetent to execute the mortgage documents and the circuit court struck the affirmative defense. Defendants appealed from that order as well as the order of foreclosure and sale and the order approving the judicial sale of the property. The appellate court reversed the order striking the affirmative defense, vacated the orders of foreclosure and sale and approving the judicial sale of the property by finding that the trial court erred in striking the properly pleaded affirmative defense and that this denied the defendants a fair opportunity to properly frame their defense of incapacity. (MITCHELL and LYLE, concurring)