Kuhn v. Owners Insurance Company

Plaintiffs filed a declaratory judgment action seeking a judicial determination regarding the available liability insurance covering a collision between a semitruck and a school bus driven by the plaintiff. The question before the court was whether the coverage contained in the policy, which covered seven vehicles, should be aggregated. The trial court held that the policy was ambiguous and, as a result, that the limits of liability should be aggregated. The insurance company appealed arguing that the anti-stacking clause contained in the policy was unambiguous. The appellate court agreed and reversed. (TURNER and HARRIS, concurring)