Sheckler v. Auto-Owners Insurance Co.

In an insurance coverage dispute, the court considered whether an insurer’s duty to defend or indemnify extended to the tenants of an insured property against a third-party negligence contribution claim where the tenants were not identified as persons insured under the policy. The court found that the tenants were not covered insureds under the policy and reversed the appellate court and affirmed the judgment of the circuit court, which had held that the insurer did not owe a duty to defend or indemnify the tenants of the insured property against a third-party contribution claim. (THEIS, ANNE M. BURKE, NEVILLE, MICHAEL J. BURKE, OVERSTREET, and CARTER, concurring)