Foster v. State Farm Fire and Casualty Co.

Dist. Ct. did not err in granting defendant-insurance company's motion for summary judgment in action by plaintiffs-insureds alleging that defendant breached terms of insurance policy by failing to pay losses associated with house fire and for bad faith conduct in processing plaintiffs' insurance claim. Record supported defendant's contention that instant fire had suspicious origin, and that plaintiffs had failed to comply with their contractual obligation to provide defendant with requested documentation to support their insurance claim. Fact that plaintiffs provided some documents was irrelevant since: (1) plaintiffs were under duty to provide all requested documents or explain why they could not do so; (2) plaintiffs failed to provide many requested documents and further failed to complete requested sworn statement seeking information about said documents; and (3) plaintiffs cannot impose reasonableness limit on nature and extent of relevant information sought by defendant.