James McHugh Construction v. Zurich American Insurance Company 

Illinois Appellate Court
Civil Court
Insurance
Declaratory Actions
Citation
Case Number: 
No. 1-09-2135
Decision Date: 
Tuesday, April 13, 2010
District: 
1st Dist.
Division/County: 
Cook Co., 2nd Div.
Holding: 
Affirmed.
Justice: 
KARNEZIS
Court properly granted judgment on the pleadings for insurer; policy did not define "insured". “The insured seeking coverage”, within meaning of policy is the construction company named as an additional insured on two policies of its subcontractors, which is seeking coverage for the contribution claims. Because those claims are for bodily injuries to the company's employees allegedly suffered in furtherance of the company's projects, the insurer need not provide coverage for those claims, because of employer's liability exclusion in policies.