American Family Mutual Insurance Company v. Guzik 

Insurer filed declaratory judgment action as to whether it owed coverage under homeowner's insurance policy issued to Defendant, who was found to have intentionally set fire to his home on day after he lost his job as truck driver after DUI conviction. Court erred in granting other insurer's motion for summary judgment, finding that his insurer owed coverage for fire damage to surrounding homes. Policy language ios unambiguous that coverage is only applicable to accidents, and exclusion applies to damages resulting from intentional acts, even if that damage was different than that which insured expected or intended. (LYTTON and CARTER, concurring.)