John Crane Inc. v. Admiral Insurance Company 

(Court opinion corrected 4/1/13.) Manufacturing company had been named as a defendant in over 250,000 asbestos-related bodily injury claims, and its insurer agreed to adopt a no settlement policy based on company's position that their products were not the likely source of disease. Insurer and company then entered into agreement concerning coverage to resolve disputes for asbestos claims. Umbrella and excess policies provide for payment of amount of loss in excess of loss payable by underlying policies, based on language in underlying primary policies which contain the "all sums" language. Where coverage for asbestos claims is triggered by bodily injury or disease, all triggered policies are jointly and severally liable. Coverage is triggered upon proof of exposure, sickness, or disease.(QUINN and CONNORS, concurring.)