Illinois Appellate Court
Civil Court
Insurance
Where coverage for asbestos-related injury claims is triggered by bodily injury or sickness or disease, all triggered policies are jointly and severally liable, and carriers providing policies for period at issue will be liable. Only triggered policies are jointly and severally liable for all sums that insured becomes legally obligated to pay as result of asbestos bodily injury claims. Policies triggered pay all sums up to their limits. Insured is not required to prove all three triggers for coverage; coverage is triggered upon proof of exposure, sickness, or disease. Exhaustion occurs when there are no other triggered primary policies available to cover payments of claim. (QUINN and CONNORS, concurring.)