American Access Casualty Company v. Reyes

Although exclusion of named drivers from motor vehicle liability insurance policy coverage is permitted, exclusion of a vehicle owner who is also the only named insured is a violation of public policy, as it conflicts with plain language of Section 7-317(b)(2) of Illinois Vehicle Code. (GARMAN, FREEMAN, THOMAS, KARMEIER, and THEIS, concurring; KILBRIDE, dissenting.)