Illinois Appellate Court
Civil Court
Insurance
(Court opinion corrected 3/5/14.) Court erred in ruling that insurer was entitled to set off insured's claim for underinsured motorist (UDIM) benefits with amounts insurer paid under bodily injury coverage of same insurance policy, relating to car accident with multiple tortfeasors. UDIM coverage is intended to place insured in same position as if injured by motorist with insurance in same amount as UDIM policy. Where policy has latent ambiguity, insured can seek both bodily injury and UDIM benefits. (ROCHFORD and LAMPKIN, concurring.)