Illinois Appellate Court
Civil Court
Insurance
In declaratory judgment action, insured medical school claimed coverage for settlement it paid in underlying suit filed by former patients seeking compensation for school's decision to discontinue experimental cancer vaccine program. Insurer owed duty to pay for school's defense and settlement costs under primary policy and excess policy, as its policies covered liability resulting from medical incident arising out of professional services. Other insurer owes no duty to indemnify school for settlement, as its policy contained specific exclusion for medical malpractice damages. (GORDON and PALMER, concurring.)