Cincinnati Insurance Company v. Pritchett

(Court opinion corrected 5/4/15.) Insurer filed declaratory judgment action seeking declaration that it has no obligation to arbitrate insured's claim for bodily injury and other claims arising from single-car accident.Policy language is ambiguous as it does not clearly require physical contact between insured vehicle and another vehicle, either directly or through continuous chain of events, for coverage to exist. Policy language is ambiguous as to necessity of physical contact between insured vehicle and either hit-and-run vehicle or object caused by hit-and-run vehicle to make contact with insured vehicle through continuous sequence of events. (CARTER and O'BRIEN, concurring.)