City of Park Ridge v. Clarendon American Insurance Company

Illinois Appellate Court
Civil Court
Insurance
Citation
Case Number: 
2017 IL App (1st) 170453
Decision Date: 
Wednesday, October 18, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 3d Div.
Holding: 
Reversed and remanded.
Justice: 
LAVIN

(Court opinion corrected 2/5/18.) Insurance dispute arising out of monies paid in survival and wrongful death action filed by mother of 15-year-old boy who died after a drug overdose; mother alleged that City's paramedics failed to provide any treatment to boy, who was unresponsive upon their first arrival at  family home; several hour later, paramedics were again summoned to the home and boy was found unresponsive and blue, later declared dead at hospital.Court erred in granting summary judgment to defendant insurer. "Products-Completed Operations Hazard" provision of policy is specifically included in aggregate coverage, and it relates to construction operations by City, and does not relate to failure of treatment and transport by City's EMTs and paramedics. (COBBS and HOWSE, concurring.)