Hess v. The Estate of Klamm

This case presents question as to whether trial court properly found that defendant-insurance company had duty to stack four bodily injury liability limits of policy covering four automobiles as result of automobile collision in which defendant’s insured was involved when driving one of said four automobiles. Appellate Court, in modifying trial court’s order, found that under ambiguous language in defendant’s policy, bodily injury limits of liability could be stacked twice, resulting in plaintiffs receiving $200,000 and $600,000 per accident. In its petition for leave to appeal, defendant argued that coverage should only be subject to limit of liability for vehicle involved in accident.