Illinois Appellate Court
Civil Court
Insurance Coverage
Plaintiff filed a complaint alleging that her insurer breached an automobile insurance policy because it failed to include sales tax and title fees when it calculated her payout after her vehicle was destroyed in a collision. The trial court dismissed plaintiff’s complaint finding that she failed to comply with the relevant requirements to obligate the insurance company to pay taxes and fees. The appellate court agreed and affirmed noting that a contrary finding would contradict the mandatory language contained in the Illinois Administrative Code. (LAVIN and COBBS, concurring)