Illinois Appellate Court
Civil Court
Insurance Coverage
Plaintiff, who was injured in an automobile collision, filed a declaratory judgment action seeking a declaration that three separate UIM policies she held provided aggregate coverage for her injuries. The defendant insurance company filed a motion for summary judgment arguing that the policies could not be stacked. The trial court granted the defendants motion and the plaintiff appealed. The appellate court affirmed, finding that the policies unambiguously provided that UIM coverage limits could not be stacked. (D.B. WALKER and VAN TINE, concurring)