Aluminum Recovery Technologies, Inc. v. Ace American Insurance Co.

Dist. Ct. did not err in finding that exclusion in defendant’s policy precluded plaintiff-insured from receiving insurance proceeds arising out of damage done to refractory in plaintiff’s furnace when molten aluminum escaped furnace and damaged plant floor and furnace itself. Dist. Ct. could rely on defendant’s expert to conclude that faulty welding in furnace led to leak, such that exclusion applied to instant incident. Moreover, plaintiff failed to provide any expert testimony to support its claim that explosion caused instant leak. Fact that there was testimony that explosion occurred shortly before leak did not require different result.