Artificial Intelligence and the Evolving Insurance Claims Landscape: Coverage, Risk, and Professional Responsibility
By Jennifer Danish
Insurance Law,
June 2026
Artificial intelligence is rapidly moving from a theoretical or emerging issue to a practical reality affecting nearly every aspect of the insurance industry. Over the past several months, the topic has become increasingly prominent in insurance industry programming, regulatory guidance, and professional discussions concerning claims handling, underwriting, litigation strategy, professional responsibility, and insurer governance.
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