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Section Newsletter Articles From Michael Hoscheit

TCPA damages not punitive By Michael Hoscheit Bench and Bar, September 2013 In Standard Mutual Insurance Co. v. Lay, the Illinois Supreme Court held that “the [Telephone Consumer Protection Act] is remedial and not penal, and the TCPA-prescribed damages of $500 per violation are not punitive damages.” Therefore, an insurer cannot cite to the punitive nature of TCPA damages as a reason to deny coverage.

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