Articles From Amber L. Michlig

What is due and what is not due: That is the question By Amber L. Michlig Commercial Banking, Collections, and Bankruptcy, February 2015 A look at the rights and responsibilities for all parties under the Condominum Property Act.
The demons of consent foreclosures: What every bank should know By Amber L. Michlig Commercial Banking, Collections, and Bankruptcy, April 2014 An examination of the process of consent foreclosures and the roadblocks and warnings that an Illinois bank client should be familiar with when considering a consent foreclosure in order to fully protect their interests.
In rem is incomplete: Re-thinking a common foreclosure practice By Michael G. Cortina, Amber L. Michlig, & Stephen J. Butler Commercial Banking, Collections, and Bankruptcy, February 2013 This article argues that an in rem deficiency only applies in certain circumstances and concludes that if an in personam deficiency is sought in the complaint and not granted, the court leaves open the ability of the plaintiff to later sue the debtor again in order to obtain a personal judgment for the amount of the deficiency.

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