Elder Law

Reverse Mortgages Gone Bad

By Matthew Hulstein
June
2020
Article
, Page 28
How to cure defaulted reverse mortgages while keeping the house.

Excecutive Order 214

Topic: 
Executive Order for notaries and witnesses

was issued by Governor Pritzker yesterday. It orders the following for the duration of the Gubernatorial Disaster Proclamation for COVIR-19:

(1) the requirement that a person must "appear before" a notary public commissioned under the Illinois Notary Public Act is satisfied if: the notary public performs a remote notarization via two-way audio-video communication technology; the notary public is physically within the State while performing the notarial act; and the transaction follows the guidance posted by the Illinois Secretary of State on its website;

(2) any act of witnessing required by Illinois law may be completed remotely by via two-way audio-video communication technology if specified requirements are met;

(3) specified provisions of the Electronic Commerce Security Act that prohibit electronic signatures on certain documents remain in full effect;

(4) notwithstanding any law or rule of the State to the contrary, absent an express prohibition in a document against signing in counterparts, all legal documents, including deeds, last wills and testaments, trusts, durable powers of attorney for property, and powers of attorney for health care, may be signed in counterparts by the witnesses and the signatory; a notary public must be presented with a fax or electronic copy of the document signature pages showing the witness signatures on the same date the document is signed by the signatory if the notary public is being asked to certify to the appearance of the witnesses to a document.

House Bill 4824

Topic: 
The Supported Decision-Making Agreement Act

(LaPointe, D-Chicago) authorizes the creation of supported decision-making agreements. It allows a supporter to assist a principal in accessing, collecting, or obtaining information that is relevant to a decision authorized under the supported decision-making agreement. Provides that a supporter may exercise the authority granted to the supporter in the supported decision-making agreement. Prohibits a supporter from doing certain actions in relation to the principal. Provides a form for a supported decision-making agreement and requires a notary public or two or more witnesses to be present and sign and date a supported decision-making agreement.

Provides that a decision or request made or communicated with the assistance of a supporter shall be recognized as the decision or request of the principal and may be enforced by the principal or supporter on the same basis as a decision or request of the principal. Provides that if a person who receives a copy or is aware of the existence of a supported decision-making agreement and has cause to believe that the principal is being abused, neglected, or exploited by the supporter, the person shall report the alleged abuse, neglect, or exploitation to the Adult Protective Services Hotline. Provides that a principal may revoke the supported decision-making agreement and invalidate the supported decision-making agreement at any time. Assigned to House Rules Committee. 

Senate Bill 3012

Topic: 
Guardianship of adults

Morrison, D-Deerfield) Amends the Guardians For Adults With Disabilities Article of the Probate Act of 1975. It provides that a petition for the appointment of a temporary guardian for an alleged person with a disability must be filed at the time of or subsequent to the filing of a petition for adjudication of disability and appointment of a guardian. Requires that the petition for the appointment of a temporary guardian must state specific facts. Requires that notice of the time and place of the hearing on a petition for the appointment of a temporary guardian or petition to revoke the appointment of a temporary guardian must be given not less than three days before the hearing. Scheduled for Senate Judiciary Committee March 3, 2020. 
 

Senate Bill 3128

(Crowe, D-Wood River) amends the Criminal Code of 2012 concerning the offense of financial exploitation of an elderly person or a person with a disability. Expands the scope of "person who stands in a position of trust and confidence" to include a friend or acquaintance of the elderly person or person with a disability who is in a position of trust. Assigned to the Committee on Assignments. 
 

Senate Bill 3852

Topic: 
Adult Protective Services Act and mandated reporters

(Villivalam, D-Chicago) expands the definition of "mandated reporter" to include a person who performs the duties of a banker, broker, investor, investment advisor, attorney, financial consultant or financial advisor, broker-dealer, or administrator, regulator, or supervisor of any of the foregoing. Just introduced. 

Senate Bill 3840

Topic: 
Medicaid spend-down

(Villivalam, D-Chicago) Amends the Medical Assistance Article of the Illinois Public Aid Code. It provides that a person who uses Medicaid spend-down to qualify for medical assistance may not be eligible for medical assistance if the person does not meet his or her monthly spend-down for six consecutive months. Just introduced. 

House Bill 4050

Topic: 
Guardianship of adults with disabilities

(Didech, D-Buffalo Grove) provides that the requirement that one of the persons listed in a report for a petition for adjudication of disability and for appointment of a guardian who performed evaluations upon which the report is based may be a licensed person who has treated or advised the respondent or assessed the respondent's relevant physical or mental condition (instead of only a licensed physician). Just introduced. 

Public Act 101-430

Topic: 
Human Rights Act

House Bill 252 (Guzzardi, D-Chicago; Castro, D-Elgin) defines “employer” to include any person employing one (instead of 15) or more employees within Illinois during 20 or more calendar weeks within the calendar year of or preceding the alleged violation. Exempts any place of worship. It was signed by the Governor yesterday and will take effect July 1, 2020.