Real Estate Law

In re Application of the County Treasurer & ex officio County Collector of Cook County

Illinois Appellate Court
Civil Court
Property Tax Sale
Citation
Case Number: 
2023 IL App (1st) 220070
Decision Date: 
Friday, June 30, 2023
District: 
1st Dist.
Division/County: 
6th Div./Cook Co.
Holding: 
Affirmed.
Justice: 
C.A. WALKER

Petitioner appealed from a trial court judgment in favor of the defendant in a case involving the sale of delinquent property taxes, arguing that the trial court erred when it denied plaintiff’s motion to dismiss the defendant’s affirmative defense of ratification, that the trial court improperly denied plaintiff’s allegation that the tax deed was void, and that the trial court erred when it did not order that the tax deed be vacated. The appellate court affirmed, finding that the trial court did not err when it denied the motion to dismiss the affirmative defense of ratification and that the trial court did not err in finding in favor of the defendant because the tax deed was not void. (MIKVA and ODEN JOHNSON, concurring)

In re Application of the County Treasurer & ex officio County Collector of Cook County

Illinois Appellate Court
Civil Court
Property Tax Code
Citation
Case Number: 
2023 IL App (1st) 221366
Decision Date: 
Wednesday, June 28, 2023
District: 
1st Dist.
Division/County: 
3d Div./Cook Co.
Holding: 
Appeal dismissed.
Justice: 
McBRIDE

Appeal arising out of respondent’s petition pursuant to section 2-1401 of the Code of Civil Procedure to set aside a tax deed issued to the petitioner. Respondent argued on appeal that the petitioner failed to provide the requisite proof of service in compliance with the Property Tax Code for issuance of a tax deed. While the case was on appeal an unrelated third party contracted to purchase the property and the petitioner filed a motion to dismiss the appeal as moot. The appellate court dismissed the appeal, finding that it did not have the ability to grant the relief requested by the respondent. (REYES and BURKE, concurring)

In re Application of the County Treasurer & ex officio County Collector of Cook County

Illinois Appellate Court
Civil Court
Property Tax Code
Citation
Case Number: 
2023 IL App (1st) 221366
Decision Date: 
Wednesday, June 28, 2023
District: 
1st Dist.
Division/County: 
3d Div./Cook Co.
Holding: 
Appeal dismissed.
Justice: 
McBRIDE

Appeal arising out of respondent’s petition pursuant to section 2-1401 of the Code of Civil Procedure to set aside a tax deed issued to the petitioner. Respondent argued on appeal that the petitioner failed to provide the requisite proof of service in compliance with the Property Tax Code for issuance of a tax deed. While the case was on appeal an unrelated third party contracted to purchase the property and the petitioner filed a motion to dismiss the appeal as moot. The appellate court dismissed the appeal, finding that it did not have the ability to grant the relief requested by the respondent. (REYES and BURKE, concurring)

Public Act 103-61

Topic: 
Real estate foreclosure

(Murphy, D-Des Plaines; Collins, D-Chicago) deletes Section 15-1503(b) that requires, among other things, a copy of the notice of foreclosure to be sent by first class mail to the municipality or county within the boundary of which the residential real estate is located. Provides that the court may seal a file, upon motion of a mortgagor, of any foreclosure action filed during the “COVID-19 emergency and economic recovery period.” (From March 9, 2020, to December 31, 2021.) This Section applies to any action to foreclose a mortgage relating to: (1) residential real estate as defined in Section 15-1219; and (2) real estate improved with a dwelling structure containing dwelling units for six or fewer families living independently of each other in which the mortgagor is a natural person landlord renting the dwelling units, even if the mortgagor does not occupy any of the dwelling units as the mortgagor’s personal residence. This section doesn’t apply to mortgages enacted by the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, the Federal Housing Administration, or the Department of Veterans Affairs. If a residential eviction action filed during the COVID-19 emergency and economic recovery period is still pending after June 9, 2023, the court shall order the sealing of the court file. Effective June 9, 2023, but this section is repealed on June 1, 2025. 

House Bill 2269

Topic: 
Electronic nontestamentary estate planning documents

(Croke, D-Chicago; Ellman, D-Naperville) creates a new article in the Probate Code authorizing the use of electronic nontestamentary estate planning documents. “Nontestamentary estate planning document” means a record relating to estate planning that is readable as text at the time of signing and is not a will or contained in a will. It applies to electronic records readable as text at the time of signing that creates, exercises, modifies, releases, or revokes estate planning documents with the exception of deeds to real estate and car titles. Passed both chambers. 
 

In re Application of County Treasurer

Illinois Appellate Court
Civil Court
Property Tax Code
Citation
Case Number: 
2023 IL App (3d) 220226
Decision Date: 
Thursday, May 25, 2023
District: 
3d Dist.
Division/County: 
Will Co.
Holding: 
Reversed.
Justice: 
DAVENPORT

Petitioner appealed from a circuit court order granting the respondent’s motion to vacate the trial court’s prior order directing the county clerk to issue a tax deed to the petitioner. The question on appeal was whether the trial court erred when it determined that the petitioner did not properly publish notice under section 22-20 of the Property Tax Code. The appellate court reversed, finding that notice was proper where the petitioner followed the statutory process for publication in “some newspaper in the county” where there was no newspaper in the municipality where the subject property was located. (HOLDRIDGE and PETERSON, concurring)

House Bill 2098

Topic: 
Amends the Residential Real Property Disclosure Act

(Tarver, D-Chicago; Sims, D-Chicago) provides that "seller" does not include a beneficiary who has both (1) never occupied the residential real property and (2) never had management responsibility for the residential real property. Passed both chambers. 

Legacy Re, Ltd. v. 401 Properties Limited Partnership

Illinois Appellate Court
Civil Court
Foreclosure
Jurisdiction
Citation
Case Number: 
2023 IL App (1st) 220855
Decision Date: 
Friday, May 19, 2023
District: 
1st Dist.
Division/County: 
6th Div./Cook Co.
Holding: 
Appeal dismissed.
Justice: 
ODEN JOHNSON

Interlocutory appeal in a foreclosure matter involving an order entered by the trial court that imposed a constructive trust in favor of the plaintiff over a share of a mortgage note. Defendant argued that the appellate court had jurisdiction under SCR 307. The appellate court dismissed, finding that it lacked jurisdiction explaining that it would not upset the well-settled rule regarding foreclosure orders and that an interlocutory appeal was not appropriate where any inequity in the temporary order could be addressed by the trial court before issuing a final order. (C.A. WALKER and TAILOR, concurring)

Reverse Mortgage Funding, LLC v. Catchins

Illinois Appellate Court
Civil Court
Affirmative Defenses
Citation
Case Number: 
2023 IL App (1st) 221197
Decision Date: 
Friday, May 5, 2023
District: 
1st Dist.
Division/County: 
5th Dist./Cook Co.
Holding: 
Reversed in part and vacated in part; cause remanded.
Justice: 
DELORT

Appeal of a mortgage foreclosure action involving a deceased mortgagor. The administrator of the estate and one of the heirs filed an affirmative defense alleging that the mortgagor was mentally incompetent to execute the mortgage documents and the circuit court struck the affirmative defense. Defendants appealed from that order as well as the order of foreclosure and sale and the order approving the judicial sale of the property. The appellate court reversed the order striking the affirmative defense, vacated the orders of foreclosure and sale and approving the judicial sale of the property by finding that the trial court erred in striking the properly pleaded affirmative defense and that this denied the defendants a fair opportunity to properly frame their defense of incapacity. (MITCHELL and LYLE, concurring)

Eastern Savings Bank, FSB v. Andrew-Lewis

Illinois Appellate Court
Civil Court
Real Estate Settlement Procedures Act
Citation
Case Number: 
2023 IL App (1st) 220413
Decision Date: 
Friday, March 24, 2023
District: 
1st Dist.
Division/County: 
6th Div./Cook Co.
Holding: 
Affirmed.
Justice: 
ODEN JOHNSON

Defendant appealed from a circuit court order confirming the sale of her residence pursuant to a foreclosure. Defendant argued on appeal that the circuit court committed several errors relating to the sale, including that the circuit court erred in confirming the sale of the property despite learning that defendant did not receive a loss mitigation denial letter on her loan modification application as is required by the Real Estate Settlement Procedures Act, that defendant’s loan modification application was not properly processed by the plaintiff, and where the evidence showed that plaintiff neglected numerous attempts by plaintiff to modify her loan and to end her delinquency. The appellate court affirmed, finding that defendant did not timely raise her arguments and that they were not supported by the record. (C.A. WALKER and TAILOR, concurring)