Real Estate Law

Andersonville South Condominium Association v. Federal National Mortgage Company

Illinois Appellate Court
Civil Court
Condominiums
Citation
Case Number: 
2017 IL App (1st) 161875
Decision Date: 
Wednesday, October 11, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 3d Div.
Holding: 
Affirmed.
Justice: 
FITZGERALD SMITH

Plaintiff filed forcible entry and detainer action seeking possession of condo unit and damages for withholding possession. Cause was continued several times, and Defendant Fannie Mae filed emergency motion for continuance of trial date but failed to appear for presentment of motion. Court ordered that original trial date would stand, and after bench trial entered judgment for Condo Association. Court properly denied motion for continuance as Defendant failed to show diligence in preparation for trial. Court properly found Defendant responsible for preforeclosure assessments, including delinquent late charges, by virtue of the fact that it failed to pay any postsale assessments so as to confirm extinguishment of condo association's lien on unit. (COBBS and PUCINSKI, concurring.)

U.S. Bank Trust National Association v. Hernandez

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2017 IL App (2d) 160850
Decision Date: 
Thursday, October 12, 2017
District: 
2d Dist.
Division/County: 
Lake Co.
Holding: 
Vacated and remanded.
Justice: 
BIRKETT

Court erred in entering summary judgment in favor of plaintiff bank on its mortgage foreclosure complaint. Plaintiff's standing was established as a matter of law, but material questions of fact remain on whether Plaintiff complied with Section 203.604 of Code of Federal Regulations. Plaintiff sent Defendant, via Federal Express, a letter offering a face-to-face meeting. Tracking number on shipping label is not conclusive proof that letter was sent. (HUDSON, concurring; SCHOSTOK, specially concurring.)

Urban Partnership Bank v. Chicago Title Land and Trust Company

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2017 IL App (1st) 162086
Decision Date: 
Wednesday, September 27, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 3d Div.
Holding: 
Affirmed.
Justice: 
COBBS

As court had subject matter jurisdiction over proceedings, court's foreclosure judgment order was not void. Court did not abuse its discretion in denying appellant's motion to intervene, as it was not filed until after court's entry of order confirming sale, which order had effect of termination of foreclosure proceedings. (HOWSE and LAVIN, concurring.)

Kroot v. Chan

Illinois Appellate Court
Civil Court
Residential Real Property Disclosure Act
Citation
Case Number: 
2017 IL App (1st) 162315
Decision Date: 
Friday, August 18, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 6th Div.
Holding: 
Dismissed in part and affirmed in part; vacated and remanded.
Justice: 
HOFFMAN

(Modified upon denial of petition for rehearing 9/15/17.) Court properly entered summary judgment against Defendants for violation of Residential Real Property Disclosure Act and common law fraud. In their Real Property Disclosure Report, Defendants claimed no knowledge of flooding or recurrent leakage problems in basement or defects in walls and floors. Plaintiffs alleged that within 24 hours of purchasing property, they experienced water infiltration in basement through walls and floors. Evidence was sufficient to satisfy each elements necessary to recover damages under the Act and under claim for common-law fraud, and findings were not against manifest weight of evidence. Remanded for evidentiary hearing on plaintiffs' petition for attorney's fees, as attachment of invoice is inadequate basis for finding of reasonableness. (ROCHFORD and DELORT, concurring.)

In re The Application of County Treasurer

Illinois Appellate Court
Civil Court
Tax Deeds
Citation
Case Number: 
2017 IL App (4th) 170003
Decision Date: 
Tuesday, September 12, 2017
District: 
4th Dist.
Division/County: 
Champaign Co.
Holding: 
Reversed.
Justice: 
APPLETON

Refund requested by tax purchaser, in the amount  of $188,085 which it paid to redeem sale of 2008 taxes, is contrary to Section 22-40(a) of Property Tax Code. It is impossible to obtain declaration of a sale in error while retaining title to the property. Plaintiff never became liable for tax delinquencies that arose after tax sale to Plaintiff; instead, Plaintiff chose to pay taxes for those additional years.(HARRIS and HOLDER WHITE, concurring.)

Public Act 100-478

Topic: 
Adult dependent child

(Andersson, R-Geneva; Schimpf, R-Murphysboro) amends statutory awards from a decedent's estate to an "adult dependent child."

(1) It creates a separate statutory award for adult dependent child for at least $5,000, but it gives the court discretion to award whatever sum it deems reasonable or agreed upon by the surviving spouse and representative of the decedent's estate or affiant under a small-estate affidavit.

(2) It links the statute to the adult child's financial dependency on the decedent family member.

(3) It creates a process to make the statute work more effectively by requiring the adult child, adult child's agent or guardian, or other adult on behalf of the adult child to provide written notice to the representative or affiant asserting the adult dependent child's financial dependency on the decedent after receipt of a probate notice advising them of this potential award.

Effective June 1, 2018.

Ovnik v. Podolskey

Illinois Appellate Court
Civil Court
Landlord Tenant
Citation
Case Number: 
2017 IL App (1st) 162987
Decision Date: 
Friday, September 1, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 6th Div.
Holding: 
Reversed and remanded.
Justice: 
HOFFMAN

Plaintiffs filed suit for damages for landlord's failure to return two security deposits for rental of townhouse, under Chicago Residential Landlord and Tenant Ordinance. Court granted summary judgment for Plaintiff and awarded $19,125, and an additional $25,200 for attorney's fees, costs and interest. Circuit court's judgment in favor of named lessee company on arbitrator's award resolved lessee's right to relief based on both security deposits, and identity of causes of action exists. Because question of fact exists as to whether Plaintiff (wife of lessee company's sole shareholder) was in privity with company, whether res judicata applies should not have been resolved on summary judgment. (ROCHFORD, concurring; DELORT, specially concurring.)

Neighborhood Lending Services, Inc. v. Callahan

Illinois Appellate Court
Civil Court
Mortgage Foreclosure
Citation
Case Number: 
2017 IL App (1st) 162585
Decision Date: 
Friday, September 1, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 5th Div.
Holding: 
Affirmed.
Justice: 
ROCHFORD

Court had subject matter jurisdiction over mortgage foreclosure action. Mortgagee properly complied with requirement that mortgagor is a necessary part defendant to proceedings by naming special representative of decedent who held interest in property. Mortgagee properly served nonrecord claimants by publication, and properly recorded a lis pendens and notice of foreclosure, and properly issued a notice of sale. Thus court properly confirmed sale and denied motion to reconsider order. (HOFFMAN and DELORT, concurring.)

Public Act 100-292

Topic: 
Omnibus condo legislation

(Thapedi, D-Chicago; Raoul, D-Chicago) makes numerous changes affecting community associations and condos. Among other changes, it amends the statute governing the examination of a condo association's records. In addition, it authorizes reasonable attorney's fees and costs to a unit member who prevails in an enforcement action if seeking to examine or copy (1) all contracts to which the association is a party or under which it or the unit owners have obligations and (2) the books and records for the association's current fiscal year and the last 10 fiscal years. It also reduces the time in which an association must make these records available from 30 business days to 10 business days or it will be considered a denial of the request.

It also amends the right to examine and copy the ballot and proxy information and current listing of the names, addresses, email addresses, telephone numbers, and weighted vote of all voting members. A member must have a purpose that relates to the association to exercise this right, and the board may ask for the member to so certify. The member may not seek these records for a "commercial purpose," which is defined as use in any form for sale, resale, or solicitation or advertisement for sales or services.

A member may recover attorney's fees and costs only if a court finds the board of directors acted in bad faith in denying the request. It also makes it discretionary instead of mandatory whether the association must charge for the retrieval or copying of these records.

Effective January 1, 2018.

Public Act 100-416

Topic: 
Installment Sales Contract Act

(Koehler, D-Peoria; Gordon-Booth, D-Peoria) creates the Installment Sales Contract Act. It will require that sales of residential real estate by installment contract conform to the Act and that vendors in installment real estate contracts foreclose using Illinois foreclosure law. "Residential real estate" means real estate with a dwelling structure excluding property that is sold as a part of a tract of land consisting of four acres or more that is zoned for agricultural purposes.

It applies to sellers that enter into an installment sale contract more than three times during a 12-month period to sell residential real estate. Within 10 days of the date of sale the seller must record the contract or a memorandum of the contract with the recorder of deeds. It prohibits the installment sale contract from forbidding the buyer to record the contract or a memorandum of the contract. It makes it a violation of the Consumer Fraud and Deceptive Business Practices Act to knowingly violate the Installment Sales Contract.

Effective January 1, 2018.