Real Estate Law

Wade v. Stewart Title Guaranty Co.

Illinois Appellate Court
Civil Court
Breach of Contract
Citation
Case Number: 
2017 IL App (1st) 161765
Decision Date: 
Friday, June 30, 2017
District: 
1st Dist.
Division/County: 
Cook Co.
Holding: 
Affirmed.
Justice: 
Gordon

Plaintiff filed suit against Defendant, Stewart Title Guaranty Company, alleging breach of contract. The parties contract required Defendant to remove encumbrances on Plaintiff’s title “in a reasonably diligent manner.” Plaintiff alleged, in part, that Defendant’s conduct amounted to a breach of the policy because Defendant pursued time intensive litigation designed to settle the liens for less money, rather than immediately tendering the full-face value of the lien. Following a bench trial, Court found in favor of Defendant. Court properly found in favor of Defendant. Defendant removed all liens within 18 months and the title insurance policy granted Defendant discretion in the manner in which claims are to be resolved.

Lake Point Tower Condominium Association v. Waller

Illinois Appellate Court
Civil Court
Condominium Property Act
Citation
Case Number: 
2017 IL App (1st) 162072
Decision Date: 
Wednesday, June 28, 2017
District: 
1st Dist.
Division/County: 
Cook Co.
Holding: 
Reversed and remanded.
Justice: 
Lavin

Plaintiff, Lake Point Tower Association, filed a forcible entry and retainer action against Defendant to obtain possession of Defendant’s condominium. Defendant filed a motion to dismiss, alleging that Plaintiff lacked authority to initiate litigation because the Board failed to vote at an open meeting before doing so in violation of the Condominium Property Act and the appellate court's decision in Palm. Court erred by granting Defendant’s motion. Even assuming the motion raised a meritorious defense, Court abused its discretion by dismissing the complaint with prejudice and denying Plaintiff the opportunity to amend the complaint. The Board voted at an open meeting before Court dismissed the action, thus eliminating Defendant’s basis for asserting that it did not have authority to litigate.

In re Application of the County Treasurer

Illinois Appellate Court
Civil Court
Tax Deeds
Citation
Case Number: 
2017 IL App (4th) 160707
Decision Date: 
Tuesday, June 13, 2017
District: 
4th Dist.
Division/County: 
Jersey Co.
Holding: 
Affirmed.
Justice: 
HARRIS

Court properly dismissed petition for issuance of a tax deed, finding Petitioner was ineligible to obtain a tax deed due to interests it held in the property. Petitioner held a pretax sale interest in the property through a mortgage prior to tax sale through which the delinquent taxes were sold. Under principles of equity, a lienor may not obtain a tax deed and thereby cut off interest of other lienors or mortgagees.(STEIGMANN and KNECHT, concurring.)

House Bill 189

Topic: 
Omnibus condo legislation

(Thapedi, D-Chicago; Raoul, D-Chicago) makes numerous changes affecting community associations and condos. Among those changes is the requirement that associations and condos that have 100 or more units to use generally accepted accounting principles in fulfilling their accounting obligations. 

House Bill 189 also changes some parts of the statute governing the examination of a condo association’s records. It authorizes reasonable attorney’s fees and costs to a unit member who prevails in an enforcement action if seeking to examine or copy (1) all contracts to which the association is a party or under which it or the unit owners have obligations; and (2) the books and records for the association’s current fiscal year and the last 10 fiscal years. It also reduces the time in which an association must make these records available from 30 business days to 10 business days or it will be considered a denial of the request.

It also amends the right to examine and copy the ballot and proxy information and current listing of the names, addresses, email addresses, telephone numbers, and weighted vote of all voting members. A member must have a purpose that relates to the association to exercise this right, and the board may ask for the member to so certify. The member may not seek these records for a “commercial purpose” that is defined as use in any form for sale, resale, or solicitation or advertisement for sales or services. House Bill 189 makes it discretionary instead of mandatory on whether the association must charge for the retrieval or copying of these records.

Passed both chambers; effective January 1, 2018 if the Governor signs the bill. 

House Bill 302

Topic: 
Unclaimed Life Insurance Benefits Act

(Martwick, D-Chicago; Collins, D-Chicago) expands last year's original Unclaimed Life Insurance Benefit Act that required insurance companies to perform a check of policies in force (not lapsed) as of January 1, 2017 against the Social Security Death Master File. Insurance companies must now check all policies that are currently in force or were in force as of January 1, 2000, unless the company shows proof that they did not keep electronic records, in which case they must check all current policies and all policies in effect as of January 1, 2012.

Passed both chambers; effective January 1, 2018 if the Governor signs it.

 

Reverse Mortgage Solutions, Inc. v. Rahman

Illinois Appellate Court
Civil Court
Foreclosure
Citation
Case Number: 
2017 IL App (1st) 161035
Decision Date: 
Tuesday, June 6, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 2d Div.
Holding: 
Reversed and remanded.
Justice: 
HYMAN

Plaintiff company tried to foreclose on property after homeowners died, but their daughter fought foreclosure. Quitclaim deed of husband, conveying property to his wife, contains a sufficient description of property to convey it. After wife died intestate, husband inherited some portion of property through wife's estate, which he was able to convey through mortgage. Plaintiff alleged sufficient facts and it is unknown how much husband inherited as probate estate was not opened immediately after wife's death. Section 2-619 dismissal was error; remanded for proceedings including discovery. (PIERCE and MASON, concurring.)

Senate Bill 885

Topic: 
Installment Sales Contract Act

(Koehler, D-Peoria; Gordon-Booth, D-Peoria) creates the Installment Sales Contract Act. It will require that sales of residential real estate by installment contract conform to the Act. “Residential real estate” means real estate with a dwelling structure excluding property that is sold as a part of a tract of land consisting of four acres or more that is zoned for agricultural purposes.

It applies to sellers that enter into an installment sale contract more than three times during a 12-month period to sell residential real estate. Within ten days of the date of sale the seller must record the contract or a memorandum of the contract with the recorder of deeds. It prohibits the installment sale contract from forbidding the buyer to record the contract or a memorandum of the contract. Makes it a violation of the Consumer Fraud and Deceptive Business Practices Act to knowingly violate the Installment Sales Contract.

Passed both chambers; effective January 1, 2018 if signed into law. 

J&A Cantore, LP v. The Village of Villa Park

Illinois Appellate Court
Civil Court
Real Property
Citation
Case Number: 
2017 IL App (2d) 160601
Decision Date: 
Wednesday, May 31, 2017
District: 
2d Dist.
Division/County: 
DuPage Co.
Holding: 
Affirmed.
Justice: 
BIRKETT

Court properly dismissed 2 counts of Plaintiff's complaint against City, seeking to eject City from a disputed portion of real property. Court properly concluded that proprietor of plat of addition effected a statutory dedication of disputed property for public use. City accepted dedication for public use of its portion of disputed property. Court properly determined that disputed property was subject to public use.(HUDSON and HUTCHINSON, concurring.) 

Siena at Old Orchard Condominium Association v. Siena at Old Orchard, LLC

Illinois Appellate Court
Civil Court
Condominiums
Citation
Case Number: 
2017 IL App (1st) 151846
Decision Date: 
Friday, March 24, 2017
District: 
1st Dist.
Division/County: 
Cook Co., 5th Div.
Holding: 
Reversed.
Justice: 
GORDON

(Court opinion corrected 4/6/17.)Dispute over construction defects discovered at a condominium complex. Condo association and its board of directors sued developers and president of Association's initial board of directors. Court erred dismissing suit, andin finding Association had waived its claims against Defendants by failing to follow mandatory dispute resolution procedures set forth in article 12 of declaration. As that article was later amended, Association could properly proceed directly to suit without first seeking mediation or arbitration. Releases are not alternate basis to affirm court's dismissal, as facts as alleged in complaint show that person who signed releases did not have authority to execute them. (LAMPKIN and REYES, concurring.)

 

Enbridge Energy v. Fry

Illinois Appellate Court
Civil Court
Condemnation
Citation
Case Number: 
2017 IL App (3d) 150765
Decision Date: 
Thursday, April 6, 2017
District: 
3d Dist.
Division/County: 
Kankakee Co.
Holding: 
Affirmed.
Justice: 
CARTER

Plaintiff filed condemnation suit to obtain easement rights over farmland so that it could build and operate a new underground pipeline. Landowner Defendants opposed suit and filed a traverse and motion to dismiss, which court denied. After jury trial on condemnation complaint, directed verdict entered for Plaintiff as to amount of just compensation it was required to pay to landowners. Plaintiff was not required to tender its land market survey to landowners during negotiations to satisfy good-faith requirement. Court properly barred testimony of landowners as to property value as directly contrary to their prior deposition testimony and as improper attempt to avoid court's bar of their expert appraiser's testimony. No evidence that jury had been prematurely discharged, as trial judge was scheduling jury's presence in courtroom to minimize inconvenience to jurors in allowing them to phone courthouse to determine if their appearance was required. (HOLDRIDGE and LYTTON, concurring.)